Winter driving can sometimes be a daunting task, especially when conditions are snowy or icy. If road conditions are dangerous consider making alternate travel arrangements. Follow these steps to help keep yourself safe while driving during the winter months: Create a survival kit for your vehicle including: flashlight, hats & gloves, blanket, booster cables, small shovel, windshield wiper fluid, first…

Do you remember this song from Sesame Street? This will bring a smile to your face! It brought back fond memories of my son laying on the couch when he was two singing along at the top of his lungs. Not a care in the world and certainly not concerned about insurance. Did you ever wonder why you need a…

We are taking the mystery out of Replacement Cost Vs Actual Cash Value. How do replacement cost and actual cash value work in real life? “Replacement cost” and “actual cash value” are two of the most common calculations insurers use to determine the amount a customer will receive if they make a home or car insurance claim. In other words,…

So, you have just been involved in a car accident. Now what? Did you know that one out of three Canadians will be involved in a car accident sometime in their life? In a high anxiety situation like this we normally freeze up not knowing what to do next. An accident can leave even the most seasoned driver frazzled, but…